Good Finance is one of the nation’s leading state-owned banks, and Cash Simulation applications are among the most sought after on the Internet.

Here in this post we summarize for you everything you need to know about where to simulate your cash loan. Especially for real estate financing, cash simulation is a big help. Just click on the links in the next section and enjoy!

The lower interest rates

The lower interest rates

That the Good Finance Econômica Federal presents are due to the subsidy that the government gives. That is, in order for Good Finance to be able to make loans cheaper than its competitors in the market, the government pays part of these costs with its own money. Since government money means taxpayer money, this means that you – the taxpayer – and society as a whole are the ones who pay these artificially lower interest rates.

Therefore, Good Finance Econômica Federal is the government’s main vehicle for various social programs and special lines of credit. This is why millions of people have access to government-subsidized credit.

For all these features, Good Finance is a very unusual bank, and it’s worth taking a look at what it has to offer! Here are the main loan and financing simulators available on Good Finance’s website:

Housing Simulator Cash

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This may be Good Finance’s main loan simulator. In it are centralized the simulations of all credit lines for the following cases:

  • My House My Life – Urban Housing
  • My House My Life – HousingRural
  • Acquisition of new property
  • Acquisition of used property
  • Land Acquisition and Construction
  • Own ground construction
  • Completion, reform or extension

The simulator includes both the Housing Finance System (which has some limitations on maximum values) as well as using the SBPE (Brazilian Savings and Loan System) credit card, in which case there is no income limit.

Attention! This is not a real estate finance simulator. This is a personal loan simulator in which you can place your property as collateral for the loan.

The idea is simple: if the bank has any guarantee that it will get your loan repaid, it can offer you lower interest rates.

Thus, if you do not repay the loan, the bank can sell the property you placed in collateral and cover the repayment of the loan.

Therefore, this type of personal loan is interesting if you have a property of your own. Online lending companies like Creditas are also betting on this “secured loan” mode to offer lower interest rates to their consumers.

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